Reassessing Insurance Needs in an Era of Weather Uncertainty

Question mark on wet glass with raindrops and blurry background.

With the increase in natural disasters over the past several years, many are having to reassess weather-related risks and underwriting models. This is especially evident when unexpected events, like Hurricane Helene in September, impact areas not typically prone to such incidents. The Category 4 storm caused severe flooding and property damage throughout the southeastern United … Read more

Summer is Quickly Approaching: Here’s What to Know About Boat and Watercraft Insurance

Friendship and luxury vacation. Two happy young women sitting on the yacht deck looking and pointing away sailing the sea.

It’s already been the opener of fishing season for some states, and soon, Memorial Day Weekend will be upon us. While time on the water with friends and family can be lots of fun, it also carries a fair amount of risk –especially when travel is involved, or you’re not the only one on the … Read more

Insurance Networks: Questions to Ask Before Joining

Insurance Networks: Questions to Ask Before Joining

Joining an insurance network can provide independent agents with valuable resources, support, and opportunities for growth. It can ultimately help you compete more effectively in the insurance marketplace. However, agents need to ask questions and carefully evaluate the benefits, costs, and terms of membership before deciding to join a particular network. Here are 10 questions … Read more

Navigating New Horizons: Thriving in the Evolving Landscape of Insurance

Navigating New Horizons

In recent years, the insurance industry has encountered its fair share of challenges. However, amidst these trials lie ample opportunities for growth and innovation. From the burgeoning realm of digital transformation to the escalating significance of cybersecurity and the emergence of Insurtech, the future holds promise for insurance agents willing to embrace change. Here’s a … Read more

Personalization & Customization: The Shift in Customer Expectations for Insurance in 2024

As we move into the second month of 2024, there are several continuing trends to keep in mind. Besides cybersecurity, AI, and climate-driven changes, there’s also a demand for customized goods and services. For many, consumers have designed their own computers, personalized license plates, and curated their cable stations. From YouTube to MyChart to iPhones, … Read more

Bolstering Policyholder Confidence in Trying Times: The State Guaranty Fund

With the current market conditions, many insurance companies are struggling, and, sadly, a few have gone insolvent. As a result, savvy policyholders may be wary of investing in certain types of insurance out of concern that they’ll end up with an unpaid claim. The good news for policyholders is that there’s a process that grants … Read more

Referrals: It can’t hurt to ask

How can you use a working referral program to generate more business? Referrals are the most coveted way to gain business, and in an age where exposure means everything, they are one of the ways prospective clients determine your credibility. Honestly, the easiest (and cheapest) way to market your agency is by word of mouth, … Read more

IA Moving Checklist

Moving independent agency new location

So you’ve decided to relocate your agency which means you are primed for big revamp, and I’m not just talking about redecorating your office. Whatever the reason may be, moving presents a great marketing opportunity to expand your prospecting and connect with current and past clients. Moving is stressful, but your marketing shouldn’t be which … Read more

Referrals: Part of Every Conversation

referral programs

Referral Selling is a proven way to find quality prospects that convert at a high level and help you grow your agency. Having a referral system will provide a consistent source of new leads that will feed your agency on a regular basis. Referrals have a higher probability of converting into a client, yet most … Read more