To what degree do you own your business right now?

When comparing independent insurance networks, or aggregators, it is essential you determine how carrier appointments are handled. Will you have direct access or a producer code? With ASNOA, the business with a carrier is yours. We focus on providing direct carrier appointments.

When comparing independent insurance networks, or aggregators, it is essential you determine how carrier appointments are handled. Will you have direct access or a producer code? With ASNOA, the business with a carrier is yours. We focus on providing direct carrier appointments.

Contact Today

Direct Carrier Access for Independent Insurance Agents

With direct carrier appointments, you have a sub-code, your name is on the DEC pages, you have direct access to underwriters with the carrier – you own the appointment.

You can start writing business right away when you are set up as a producer under a network’s master code. However, your name is not on the declaration (DEC) page, you have zero access to profit sharing, and you don’t have your own rep to turn to at the carrier company.

ASNOA focuses on getting you the right carrier mix through direct appointments. It takes longer, but it is yours. We take the time to strategize what carriers will give you the highest return. We do have a bridge to get you writing on day one like everyone else. But ASNOA focuses more on helping you build equity in your book for the long-term.

Below you will find an ever-changing list of carriers and additional options for writing business with ASNOA. We are constantly building new relationships to provide more opportunities for our agents. As a result, the list is subject to change at any time.

Carriers we have available

AAA

AAA was founded over 100 years ago for the purpose of lobbying for driver and passenger rights, fair laws and safer vehicles — all to better promote the love of the open road and the adventure of driving. AAA specializes in personal lines and commercial lines that cater to 50 million members.

Aegis

Since its founding in 1977, Aegis Security’s primary focus has been in providing coverage for mobile homeowners and low-value dwellings principally located in rural areas. Their primary lines are supplemented with a number of diverse secondary non-catastrophe-prone products offered by specialty agents.

Allstate

YOU'RE IN GOOD HANDS WITH ALLSTATE.^©The Allstate Corporation is the largest publicly held personal lines property and casualty insurer in America, serving more than 16 million households nationwide. Founded in 1931, Allstate has been dedicated to protecting our customers from life's uncertainties and preparing them for the future for more than 85 years.

American Integrity

American Integrity Insurance was created in 2006 in response to the overwhelming shortage of sound home insurance choices in Florida. They offer traditional and high value homeowners insurance, condo insurance, and the special coverage required for vacant homes, manufactured homes, and policies designed for those who need less coverage or are renting out their home.

American Modern

In the personal line category, American Modern is a widely recognized national leader. With close to 50 years of experience in the manufactured housing insurance sector, the company delivers specialized products and services for residential property and the recreational market. One of their newest lines is pet health insurance.

American Reliable

American Reliable Insurance Company®, a member of Global Indemnity, offers specialty personal lines and agricultural coverage through general and independent agents throughout the United States.

AmShield Insurance

AmShield offers competitively priced property and casualty insurance backed by exceptional customer service. They've built their reputation around the core values of integrity and financial stability. AmShield is a subsidiary of Shelter Insurance^®, a regional property and casualty company that operates in more than 20 states and is one of the most successful and financially sound insurance companies in the country.

Amtrust Insurance

AmTrust Financial Services, Inc., is a New York City-based multinational property and casualty insurance company. Specializing in commercial lines, they have acquired multiple companies over the years, enabling them to offer one of the most diverse underwriting portfolios on the market today.

ASI

American Strategic Insurance is one of the 15 largest homeowners insurance carriers in America and part of the Progressive Group of Insurance Companies. Formed in 1997, its initial offering was Florida homeowners insurance and now operates in 41 states offering personal lines.

Avatar Insurance

Avatar Property and Casualty Insurance Company has provided repairs and solutions to policyholders more than a decade. Avatar provides stability and security to Florida property owners by offering comprehensive insurance coverage across the state. They grant homeowners insurance, condo insurance, manufactured home insurance, and commercial building insurance.

Berkshire GUARD

Established in 1983, Berkshire Hathaway Guard specializes in providing insurance coverage to businesses across the country. Products are available through contracted independent agents and brokers. They also provide personal lines.

Berkshire Hathaway

The Berkshire Hathaway Homestate Companies is a group of six insurance carriers that are part of the Berkshire Hathaway group of insurance companies. Headquartered in Omaha, Nebraska, and with more than 40 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast.

Bristol West

It all started in Florida in 1973. Bristol West began as a private passenger automobile insurance carrier for Florida residents and kept expanding its reach to more customers in more states. Bristol West insurance policies are now available to customers through agents and brokers in 42 states across the country.

BTIS

Builders & Tradesmen's Insurance Services, Inc. (BTIS) provides commercial insurance programs for insurance producers. Their programs are currently available in over 35 states. Since the beginning, they have had one steady goal in mind; providing outstanding service to their customers.

CannGen

Since 2010, CannGen Insurance Services, LLC “CannGen” has been a first mover providing comprehensive insurance coverages for the cannabis, CBD, and hemp industry nationwide. CannGen is the first Managing General Underwriter exclusively focused on the legal cannabis industry.

Citizens

Citizens Property Insurance is one of Florida’s leading insurers of Florida homes and businesses. They are a not-for-profit company whose employees are driven first and foremost by their mission of service to the people of Florida. Citizens is committed to modeling the highest level of ethical behavior.

CFM Insurance

Today, nearly 150 years after our founding, CFM is the oldest farm mutual in the State of Missouri and the longest-running business in Lafayette County. We are equipped with the latest technology, products, and services to keep our business in sync with today’s insurance standards.

CNA

CNA Financial Corporation is a financial corporation based in Chicago, Illinois. Its principal subsidiary, Continental Casualty Company, was founded in 1897. CNA, the current parent company, was incorporated in 1967. CNA is the eighth largest commercial insurer in the United States.

Chubb

Chubb is the world’s largest publicly traded property and casualty insurance company, serving consumers and companies of all sizes with traditional and specialty insurance products and industry-leading claims and risk engineering services. With operations in 54 countries and territories, they are a major personal lines writer, as well as a leading middle-market, small commercial and large industrial commercial insurer.

Clearcover

Clearcover uses advanced technology to deliver fast, easy customer experiences and eliminate the cost of old, expensive systems.

CSE Insurance

CSE Insurance Group specializes in personal and commercial lines. Located in Walnut Creek, California they conduct business in Arizona, California, Nevada, and Utah. They are also licensed in Colorado, Idaho, Oregon, Virginia, Washington, and Washington D.C.

Dairyland

For more than 60 years, Dairyland has been offering competitive rates and quality coverage for both auto and motorcycle insurance. They are located in Wisconsin and have deep roots in the Midwest. Sentry acquired Dairyland in 1966 and they specialize in commercial lines.

Donegal Insurance Group

Donegal Insurance Group has a regional office in Le Mars, Iowa. The Le Mars office supports customers and agents in Illinois, Iowa, Nebraska, and South Dakota. They specialize in personal lines and commercial lines.

Dovetail

Since 2006, Dovetial© has been a leading quote, bind and issue platform for small commercial policies that streamline business and helps agents work smarter. They are the administrator of MetLife business insurance.

Echelon

Headquartered in Illinois, Echelon Property and Casualty (EPC) has been providing superior quality insurance products at competitive pricing since 2004. EPC currently specializes in writing Personal Auto, Commercial Auto, General Liability, Liquor Liability, and Inland Marine in Illinois, Indiana, Arizona, and Missouri.

Encompass Insurance

Encompass Insurance is one of the largest personal property and casualty insurance brands sold exclusively through a network of more than 2,400 independent agents. Since 1987, Encompass gives its customers the ability to tailor solutions to fit their price and coverage needs.

FedNat

FedNat Insurance Company underwrites homeowners multi-peril (“homeowners”), federal flood and various other lines of insurance in Florida. FedNat also underwrites homeowners and dwelling fire policies in Alabama, Louisiana, South Carolina, Mississippi and Texas through its partnership with SageSure Insurance Managers.

First American Insurance

Backed by an insurance service leader with more than a century of experience, First American Property and Casualty Insurance Company writes policies throughout the nation and specializes in property insurance with four major types of insurance: Homeowners, Dwelling Fire, Condominium and Renters.

Florida Peninsula

Florida Peninsula is one of the top ten homeowners carriers in the State, financially stable with a surplus which well exceeds the State’s requirement. With over 100 years of combined insurance experience, their board has made conservative and savvy decisions allowing Florida Peninsula to secure reinsurance from only “A” rated carriers around the world.

Foremost Insurance

Since 1952, Foremost Insurance Group has focused on insurance for specialized markets like personal lines. Located in Michigan, they are represented by more 38,000 agents across the country. They are licensed to operate in all 50 states and Washington D.C.

Fremont Insurance

Fremont Insurance Company has provided property and casualty insurance coverage to Michigan residents since 1876. In recent years, the company has added Commercial products, Workers Compensation, Equipment Breakdown, Cyber Liability and Employment Practices Liability, Marine, Personal Auto and Umbrellas while overhauling existing products.

GAINSCO

GAINSCO, Inc. is a property and casualty insurance holding company. Through their insurance brand, GAINSCO Auto Insurance®, they concentrate on the non-standard personal automobile market, specializing in minimum-limits personal auto insurance. GAINSCO was established in 1978 as a Texas corporation and is based in Dallas, with a regional office in Miami. Their insurance operations are conducted through MGA Insurance Company Inc., a Texas corporation.

Grange Insurance

Grange Insurance was first formed 80 years ago to provide affordable car insurance for a specific group. With humble beginnings insuring Central Ohio’s farming community, today they serve policyholders across 13 states. They offer affordable and customizable auto, home, life, and business insurance products.

Germania

Germania Insurance has been around for more than 120 years in Texas, through the Lone Star State’s best and worst of times. They take on the risk and provide the coverage you need to protect your belongings - your home, car, valuables, and your business - so you can focus on the things that matter most

Grinnell Mutual

For over 100 years, Grinnell Mutual has been a trusted source of quality insurance. They offer auto, home, farm, and business to cover whatever you need to protect.

Hagerty

Hagerty Insurance Agency exists for people who love cars. The personal lines can cover classic cars, trucks, motorcycles, and tractors. They also have valuation tools, rentals, and other resources. They located in Traverse City, Michigan and were founded in 1984.

Hanover Insurance

The Hanover Insurance Group, Inc., based in Worcester, Massachusetts, is one of the oldest continuous businesses in the United States still operating within its original industry. It has been providing auto, home, and business insurance services to its customers since 1852.

Heritage Insurance

Based in Florida, Heritage Insurance offers home, condo, rental property, and commercial residential insurance through a large network of experienced independent agents. The management team at Heritage has over 500 years of combined experience in the Florida Homeowners Insurance market. They understand the importance of customer service, which is why their staff is always available to handle any question or claim.

hippo

Hippo was founded on the belief that homeowners deserve better insurance. Hippo was founded on the belief that homeowners deserve better insurance. It should abe easy and accessible, so they pushed home insurance into the digital age and made it possible to buy a policy online.

Infinity

The Kemper family of companies is one of the nation’s leading insurers. With $12 billion in assets, Kemper is improving the world of insurance by offering personalized solutions for individuals, families and businesses.

Indiana Farmers Insurance

A mutual company founded in 1877, Indiana Farmers Insurance has hundreds of independent agencies. They specialize in home, auto, farm, and business insurance.

Integrity Insurance

Integrity Insurance Company was formed in 1933. Based in Appleton, Wisconsin, they are affiliated with Grange Insurance Company of Columbus, Ohio. They provide personal lines and commercial lines.

Kemper Preferred

Kemper Personal and Commercial Lines provides products and services for individuals, families, and businesses who want protection for their vehicles and other valuables and sells through an exclusive network of independent agencies. With ASNOA, agents also access Commercial Auto (all states) or non-standard Auto.

Kemper Speciality

Kemper Specialty California sells personal auto insurance in the state of California through independent agents and brokers to customers who may have had difficulties obtaining or maintaining insurance in the past.

Legacy Insurance

Legacy Insurance Services is a “Managing General Agency” (MGA) with its corporate headquarters in Phoenix, Arizona. Legacy specializes in personal insurance with products sold through Independent Insurance Agents in the Western United States. Legacy develops, markets, underwrites, issues, and services personal automobile liability and physical damage policies.

Liberty Mutual

Liberty Mutual Insurance is the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners. They have been in business since 1912 and are headquartered in Boston, Massachusetts.

Madison Mutual

Madison Mutual was started in 1920 focusing exclusively on auto insurance policies. But that all changed in 1983 when the newly named Madison Mutual Insurance Company expanded into Home, Farm, and Personal Umbrella lines. They now serve customers in Illinois, Missouri, Indiana, and Wisconsin.

Mapfre

Part of the MAPFRE Group - a global insurance group doing business in over 100 countries across five continents. MAPFRE has over 36,000 employees serving over 30 million customers worldwide.

Markel Insurance

Headquartered in Richmond, Virginia and founded in 1930, Markel Corporation is a holding company for insurance, reinsurance, and investment operations around the world.

MAX Insurance

MAX offers a full range of homeowners and farm insurance in most U.S. states through MutualAid eXchange. They also contribute a portion of their revenues to MAX Mutual Aid Ministries which provides extra emotional, spiritual and financial help to those needing wholeness before, during and after a loss.

Main Street America

Main Street America Insurance started in 1923 with the founding of National Grange Mutual Insurance Company (NGM) to provide affordable insurance to the Grange Fraternity members in New Hampshire. While the company has expanded has from its humble beginnings, Main Street America Insurance still invests in building real relationships and providing a confident and stable future through affordable and personalized insurance.

MissionSelect

MissionSelect aspires to be the very best at underwriting residential property insurance for Texans. They are committed to making a difference for customers through well-designed products that are delivered with unparalleled speed, service and support.

Mercury General Corporation

Mercury General Corporation is a multiple-line insurance organization offering personal automobile, homeowners, renters, and business insurance. Founded in 1961 and headquartered in Los Angeles, Mercury employs 4,500 people and has more than 8,000 independent agents in 11 states.

MetLife

With over 145 years of experience, the MetLife companies are a leading innovator and a recognized leader in protection planning and retirement and savings solutions around the world. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs.

Mexico Insurance Online

Since 2000, Mexico Insurance Online (MIO), via an extensive distribution network, has provided quality Mexico Auto Insurance to hundreds of thousands of visitors to Mexico. MIO changed the online market with our patented online issuance system.

Missouri Employers Mutual

Since 1995, Missouri Employers Mutual (MEM) has been committed to saving lives and money for their policyholders through safe workplaces.

NatGen Premier

NatGen Premier is a brand utilized by the member companies of the National General Insurance Group. Member companies of the National General Insurance Group have a financial strength rating of A- (Excellent) from A.M. Best and an A+ rating from the Better Business Bureau.

National General Insurance

National General Insurance, formerly the GMAC Insurance Group is a Winston-Salem, North Carolina-based property and casualty insurance company. The company was founded in 1920. The company is the only insurance company in the United States to originate within the automotive industry.

National Lloyds

Since 1948, National Lloyds Insurance Company has been working in providing businesses piece of mine. Headquarters in Dallas, Texas, they offer a network of more than 4,200 agencies in over 30 states. American Summit is now a part of the National Lloyds Insurance Company.

Nationwide Insurance

Nationwide Mutual Insurance Company and affiliated companies is a group of large U.S. insurance and financial services companies based in Columbus, Ohio. The company also operates regional headquarters in Des Moines, Iowa; San Antonio, Texas; Gainesville, Florida; and more.

Nationwide Pet Insurance

Formerly known as Veterinary Pet Insurance, this company introduced pet insurance to the U.S. back in 1982 and have been supporting pet owners ever since. In 2014 the entire Nationwide Insurance family of companies—including VPI—made the historic move to join together as one company, one culture and one brand: Nationwide.

Openly

Openly is a next-generation personal lines insurer designed exclusively for and by independent agents. Their cutting-edge technology and products empower agents to deliver a 21st century customer experience, radically increase agency efficiency, and help more customers.

Pacific Specialty

Founded in 1988, Pacific Specialty Insurance Company specializes in personal lines. Pacific Specialty operates as an admitted insurance company in all 50 states and the District of Columbia. Being “admitted” means the company has met the requirements of government agencies regulating the insurance industry in every state of the country.

Palomar Specialty

Palomar Specialty is committed to providing policyholders with stable insurance options for personal and commercial catastrophe risks. By offering their products through an exclusive network of qualified agents, brokers, wholesalers and program administrators, Palomar Specialty can ensure policyholders receive knowledgeable service for their catastrophe exposures.

Pekin Insurance

Pekin Insurance provides a variety of products in various states across the U.S. They specialize in personal line and commercial lines. It has more than 800 employees, 1,500 agencies, and 8,500 independent agents.

People's Trust

Built on an ethic of preparedness and rapid response, People’s Trust has transformed and improved the fundamental way home insurance protection in Florida is delivered. Their award-winning approach saves policyholders money and speeds recovery after a loss – helping you to get your life back to normal, fast. People's Trust saves you the hassle of finding a contractor, getting price quotes and coordinating all the repairs yourself.

Pie Insurance

Pie provides workers’ compensation insurance directly to small businesses. They also partner with local, regional, and national insurance agencies to provide coverage to their clients. This way, everybody wins. Pie has redesigned the insurance experience from quote to claim. Now, busy small business owners can get a quote in three minutes and get back to business.

Progressive

The Progressive Group of Insurance Companies began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the insurance shopping experience by offering comparison rates on the Web. They specialize in both personal and commercial lines.

Pure

PURE is a member-owned property and casualty insurer designed exclusively for financially successful families and driven by a purpose of doing what is right for them.

RLI Insurance

RLI is a specialty insurance company that helps customers navigate the world of insurance and risk. For half a century, they have been helping people and companies safeguard their assets through their portfolio of property and casualty coverages and surety products.

Rockford Mutual

Rockford Mutual Insurance Company was established in 1896 as Rockford Farmers’ District Mutual Tornado Insurance Company. In 1982, they decided to embark on a new journey into the property and casualty market and now carry home, business, and auto lines. Today, they ensure over 70,000 policyholders and are partnered with over 200 independent agents.

Safeco

Safeco Insurance, a member of Liberty Mutual Group, is a national U.S. insurance company. It was Founded in 1923 in Seattle, WA. They have a national network of local independent agents and they focus on personal insurance.

Safeway Insurance

Safeway Insurance Group is a privately held insurance company, providing primarily automobile insurance. Safeway was founded in 1959 and is currently headquartered in Westmont, Illinois.

SECURA

SECURA Insurance Companies is based in Neenah, Wis., and operates in 12 states, including: Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Dakota, and Wisconsin. As a property-casualty insurance company, they provide flexible, customized options for your business, home, auto, farm, agribusiness, and nonprofit.

Selective Insurance & Flood

Through the National Flood Insurance Program (NFIP), Selective offers structure and contents coverage for both homes and businesses in all 50 states. Selective was one of the first companies to join the NFIP as a Write Your Own (WYO) carrier in 1984, and is now the #3 NFIP WYO carrier.

SES Insurance Brokerage Services

SES Insurance Brokerage Services, Inc. is a leading provider of insurance services for large portfolios of real estate. SES currently services over 50,000 properties for fiduciaries, owners, and managers through master policies on a nationwide basis.

Southern Oak Insurance

Southern Oak Insurance Company is a Florida-based insurance company specializing in personal residential property coverage. It is a privately held company wholly owned and operated by Florida residents with home offices in Jacksonville, FL. The strength of Southern Oak is its knowledge and understanding of the Florida Property Insurance Market; members of its executive team having over 100 years of insurance experience.

Sports Underwriters

Recognizing the need for a broker-focused site, they've launched a site specifically for that group - one that allows insurance professionals to tap into their expertise in Sport, Special Event, Prize Contingency and Professional Liability. Brokers can now receive immediate quotes, issue policies and print certificates for their clients all online.

Standard Casualty Company

Standard Casualty Company specializes in manufactured, factory built, or mobile home insurance. They offer multiple distribution channels including expansion on the internet and with dealers in other states such as New Mexico, Arizona and Georgia.

State Auto

Throughout State Auto's nearly 100-year history, we’ve developed a well-respected heritage and built a strong foundation. We’ve always celebrated a culture of people who care. Who deliver exceptional service. Who plant themselves firmly in the communities they serve. Who genuinely understand their customers. And who develop trusted relationships.

Stillwater

Stillwater is a national insurance provider operating in all 50 states. Stillwater offers coverage for home, auto, renters, landlord, condo, business, earthquake and umbrella policies under one roof.

Swyfft

Swyfft offers personal lines and is headquartered in Morristown, New Jersey. Swyfft uses patented analytical methods and unique data sources to more accurately assess home and property premiums.

The Hartford

For more than 200 years, The Hartford has helped people prepare for the unexpected, protect what is important to them and prevail through life’s challenges and opportunities. Their success in PL & CL comes from their commitment to doing the right thing while adapting and reinventing to remain relevant and indispensable to their customers.

Tower Hill

Tower Hill opened as a small, South Florida insurance agency in 1972, and they are still owned by the founding family today. Tower Hill has grown into one of Florida’s largest residential property insurers and has expanded into 16 additional states. Over the years, more than two million customers have trusted Tower Hill to protect their homes and businesses. Today they are represented by over 400 employees and thousands of insurance agencies nationwide.

Travelers

The Travelers Companies, Inc. is an American insurance company. It is the second largest writer of U.S. commercial property casualty insurance and the third largest writer of U.S. personal insurance through independent agents.

Trexis

Trexis and Trexis One Insurance Corporations are headquartered in Franklin, Tennessee. Our division was founded in 1997, and we currently have a network of thousands of carefully selected agents in nine states including Arkansas, Indiana, Kentucky, Missouri, Ohio, Tennessee, Texas, Virginia, and Georgia.

TypTap

TypTap is a member company of HCI Group, Inc., whose largest subsidiary is a leading provider of property and casualty insurance. The company's common shares trade on the New York Stock Exchange under the ticker symbol "HCI" and are included in the Russell 2000 and S&P small cap 600 indexes. TypTap has received an “A,” Exceptional, Financial Stability Rating from Demotech, Inc.

United Property & Casualty

UPC Insurance is committed to financial stability and long-term solvency. They use a combination of their capital and reinsurance capital to provide assurance that policyholder claims can be paid in a timely manner after a natural catastrophe.

Universal Property

Universal insurance company and its subsidiaries have established strong relationships with a network of over 8,000 independent agents by emphasizing personal interaction, offering superior services and maintaining an exclusive focus on homeowners insurance.

UCA General

UCA General Insurance Services was founded in 1984. They specialize in commercial lines. UCA writes program business in 9 States: California, Arizona, Nevada, Washington, Utah, Oregon, Idaho Illinois, and Wisconsin.

Velocity Risk Underwriters

Velocity Risk is the only single-source underwriter with an unmatched appetite and capacity for catastrophe risk. Through their capacity, they are changing what it means to be covered in the face of some of the worst coastal calamities.

Please note, the above list is just a demonstration of what ASNOA could potentially offer as direct appointments and opportunities. ASNOA is constantly updating this list by adding and shifting new carrier relationships/opportunities to best serve our independent agents.

Appointment availability also differs by state and cannot be guaranteed. Because we offer direct appointments, each application is reviewed and approved individually with the carrier.

Curious how you can get appointed with more carriers, have more market access, and make more money? Give us a call today.