When the temperatures rise, so do certain insurance risks. For independent insurance agents, summer is the perfect time to educate clients on seasonal hazards, help them prevent claims, and ensure they have the right coverage in place. From backyard barbecues to family road trips and watercraft adventures, summer fun can quickly turn into a financial … Read more
The insurance industry is undergoing a seismic shift. While new technologies and evolving customer expectations play a significant role in reshaping the market, so too do regulatory changes. For independent insurance agents, the stakes are high—but so are the opportunities. Navigating new rules around data governance and anti-money laundering (AML) is no longer just about … Read more
The insurance marketplace in 2025 is showing signs of much-needed stabilization—yet, it’s anything but boring. Independent agents who are navigating today’s landscape must stay sharp as markets shift, rates adjust, and competition intensifies. Whether you’re writing main street business or venturing into specialized niches, understanding current trends will help you quote smarter, win more clients, … Read more
Independent insurance agents often seek ways to increase sales with their existing clients. The straightforward answer, though sometimes uncomfortable, is simple: just ask! It may sound easier than it actually is in practice, but it’s just a matter of adding to your skill set and practicing daily. We Encounter Upselling Frequently In our daily … Read more
The world of insurance is changing fast—and artificial intelligence (AI) is a big reason why. In 2024, AI tools became more powerful, more accurate, and more accessible than ever. But what does this mean for you as an independent insurance agent or business owner? Here’s how AI has developed over the past year and the … Read more
Despite the rising demand for business insurance, many independent agents are hesitant—or outright resistant—to enter the commercial space. Whether you’re an agency owner wondering why your producers aren’t cross-selling to business clients, or you’re an agent yourself questioning where to start, it’s clear that commercial insurance remains an underutilized growth opportunity. So why aren’t independent … Read more
It’s no secret that prices are up across industries due to the economic changes that have occurred over the past several years. Unfortunately, hard times may cause struggling individuals and families to opt out of insurance coverage in certain situations, or simply stay under-insured. This situation contributes to what’s known as the protection gap—the disparity … Read more
While there can be benefits to working exclusively for a single insurance company, there are also plenty of drawbacks of being “captive,” and limited to only selling one brand of products. When it comes to serving clients, it’s beneficial to be flexible on product and pricing options. If you’ve been a captive agent in the … Read more
The Trump administration has vowed to impose tariffs on goods from China, Mexico, and Canada. This is likely to not only alter trade dynamics but indirectly drive up insurance premiums. While tariffs are designed to protect domestic industries by increasing the price of imports, they also raise the costs of raw materials, components, and finished … Read more
January is an excellent time to review your marketing strategy from the past year and revamp it for the year ahead. The rise of AI-enhanced analytics, virtual assistants, and personalized advertising has made it much easier to reach your ideal customer. These approaches are all about staying ahead of the curve, connecting with clients in … Read more