Summer of 2025 is breaking heat records across the country. For many regions, this hotter-than-average season is more than just uncomfortable — it’s leading to increased risks, new claims trends, and coverage gaps that clients might not even realize exist. As an insurance agent, you can turn this weather challenge into an opportunity by educating, … Read more
When the temperatures rise, so do certain insurance risks. For independent insurance agents, summer is the perfect time to educate clients on seasonal hazards, help them prevent claims, and ensure they have the right coverage in place. From backyard barbecues to family road trips and watercraft adventures, summer fun can quickly turn into a financial … Read more
The insurance industry is undergoing a seismic shift. While new technologies and evolving customer expectations play a significant role in reshaping the market, so too do regulatory changes. For independent insurance agents, the stakes are high—but so are the opportunities. Navigating new rules around data governance and anti-money laundering (AML) is no longer just about … Read more
Being an independent insurance agent today is vastly different from what it was a decade ago. With new technology constantly reshaping the industry, agents now have access to an incredible variety of tools designed to streamline their workflows, boost efficiency, and ultimately help them write more business. But with so many platforms out there, it … Read more
The world of insurance is changing fast—and artificial intelligence (AI) is a big reason why. In 2024, AI tools became more powerful, more accurate, and more accessible than ever. But what does this mean for you as an independent insurance agent or business owner? Here’s how AI has developed over the past year and the … Read more
Despite the rising demand for business insurance, many independent agents are hesitant—or outright resistant—to enter the commercial space. Whether you’re an agency owner wondering why your producers aren’t cross-selling to business clients, or you’re an agent yourself questioning where to start, it’s clear that commercial insurance remains an underutilized growth opportunity. So why aren’t independent … Read more
In the competitive world of insurance, one factor continues to separate thriving independent agents from the rest: exceptional customer service. For independent insurance agencies, happy clients aren’t just a bonus—they’re the heartbeat of the business. As a member of the ASNOA, you have access to advanced tools, marketing resources, and carrier relationships. But what truly … Read more
It’s no secret that prices are up across industries due to the economic changes that have occurred over the past several years. Unfortunately, hard times may cause struggling individuals and families to opt out of insurance coverage in certain situations, or simply stay under-insured. This situation contributes to what’s known as the protection gap—the disparity … Read more
While there can be benefits to working exclusively for a single insurance company, there are also plenty of drawbacks of being “captive,” and limited to only selling one brand of products. When it comes to serving clients, it’s beneficial to be flexible on product and pricing options. If you’ve been a captive agent in the … Read more
Each new calendar year is a chance to reflect on past successes and challenges and to explore innovative ways to boost productivity and efficiency. For independent insurance agencies, that often means embracing new technology that streamlines operations, enhances client engagement, and drives business growth. As you plan for 2025, here are five software programs worth … Read more