Despite the rising demand for business insurance, many independent agents are hesitant—or outright resistant—to enter the commercial space. Whether you’re an agency owner wondering why your producers aren’t cross-selling to business clients, or you’re an agent yourself questioning where to start, it’s clear that commercial insurance remains an underutilized growth opportunity. So why aren’t independent … Read more
In the competitive world of insurance, one factor continues to separate thriving independent agents from the rest: exceptional customer service. For independent insurance agencies, happy clients aren’t just a bonus—they’re the heartbeat of the business. As a member of the ASNOA, you have access to advanced tools, marketing resources, and carrier relationships. But what truly … Read more
Independent insurance agents are often the first line of support for clients when disaster strikes. With meteorologists forecasting a more intense tornado season across the Midwest and South, it’s more important than ever to proactively assist clients before, during, and after severe weather events. Here’s how to offer exceptional value and strengthen relationships during these … Read more
It’s no secret that prices are up across industries due to the economic changes that have occurred over the past several years. Unfortunately, hard times may cause struggling individuals and families to opt out of insurance coverage in certain situations, or simply stay under-insured. This situation contributes to what’s known as the protection gap—the disparity … Read more
The year 2024 brought its share of highs and lows, leaving a lasting impact on the insurance landscape. Now as the dust settles post-election, 2025 is shaping up to be a year of significant change. Economic trends, technological advancements, regulatory shifts, and environmental challenges are all set to influence the industry. Here’s a closer look … Read more
As we approach the end of 2024, insurance agents may want to consider taking an inventory of the agency’s coverage over the past year. This process involves analyzing the types of policies offered, their uptake, and their performance. An inventory allows agents to reflect on the past year, identify strengths and weaknesses, and plan for … Read more
The insurance industry serves as a cornerstone of stability, offering protection to individuals, businesses, and communities during uncertain times. Whether through safeguarding assets, aiding recovery after unexpected events, or fostering resilience, the industry plays a vital role in society. As we enter this season of gratitude, it’s an ideal time to reflect on the many … Read more
With the increase in natural disasters over the past several years, many are having to reassess weather-related risks and underwriting models. This is especially evident when unexpected events, like Hurricane Helene in September, impact areas not typically prone to such incidents. The Category 4 storm caused severe flooding and property damage throughout the southeastern United … Read more
The Internet of Things (IoT) is here and experts estimate there could be up to one trillion connected devices by next year (2025). IoT refers to a network of physical objects—”things”—embedded with sensors, software, and other technologies to connect with other devices and systems over the Internet. These “things” can range from household items like … Read more
A blog from ASNOA’s own Director of Education, Laura Hamilton In the ever-evolving world of insurance, where policies seem to change as quickly as the weather, one thing remains constant – the importance of servicing your clients. As we navigate through these challenging times in the insurance market, the value of providing top-notch service to … Read more