A blog from ASNOA’s own Director of Education, Laura Hamilton In today’s fast-paced professional world, a well-maintained workspace is more than just aesthetics—it’s the foundation for heightened productivity, improved focus, and overall employee well-being. Join us to explore the benefits of a pristine work environment, with practical organization tips for enhanced efficiency. Discover how a … Read more
As we begin the Thanksgiving and Christmas holidays, giving becomes the focus. We give thanks for our many blessings at Thanksgiving and then give gifts to our loved ones at Christmas. In the insurance industry, this can also mean reflecting on the good things happening within our agencies and expressing gratitude to our clients for … Read more
Due to global changes and technological advances, a new era is emerging in the insurance agency. To survive and thrive in this new era, independent insurance agents will need to find ways to reinvent how they do business. Service rather than competitively-priced products will be at the forefront in this new era. Here’s how to … Read more
Reinsurance remains a fundamental aspect of insurance, providing risk management and financial stability for insurance companies. While reinsurance is currently experiencing a hard market, there are reasons to be optimistic. Here’s what to know about reinsurance as we wrap up 2023 and prepare for 2024. Investors Are Still Interested in Insurance Risk While capital may … Read more
The 2020 pandemic changed things for all of us. While we’ve returned to “business as usual” in general, underwriting for mid to large commercial lines has changed. Our priorities have changed, and underwriting roles continue to change and adapt to prepare for the days ahead. Here’s what you need to know about the current state … Read more
Inflation has hit us all hard over the last few years, and it doesn’t look like we’re turning the corner just yet. When you’re in business for yourself, the overhead expenses can add up fast. Here are some strategies for cutting costs and improving financial stability in a challenging economic environment. #1 Streamline Your … Read more
To thrive in the current economy, independent insurance agents must continually innovate and adapt. Whether you’re an established agent looking to revamp your strategies or a newcomer eager to make a mark, these insights and strategies will help you navigate the ever-evolving landscape of insurance sales and marketing, ultimately setting you up for a brighter … Read more
A slowing economy can have significant effects on the insurance industry. The impact on the industry and independent agents can be complex and multifaceted, with both positive and negative consequences. Much depends on the specific circumstances and the strategies employed by the agents. Here are some potential implications of a slowing economy for independent insurance … Read more
There’s a prevailing sense of uncertainty about the economy, the level of risk to assume, and the future trajectory of our nation. We in the insurance industry aren’t exempt from these concerns and challenges. The good news is that as we continue to serve and innovate, we contribute to the good things taking place. To … Read more
It’s no secret that we are in a “hard market” for insurance. This insurance landscape is one of the biggest challenges facing independent agents this year and will likely continue into 2024. According to the Risk Management Institute, a “hard market is the upswing in the insurance market cycle, when premiums increase, coverage terms are … Read more