Join the Aggregator that gives you more

Direct appointments, bigger commissions, higher close & retention ratios, more profit-sharing, bonuses & spiffs, better technology, full-service support, more options... the list goes on. Let's break down how ASNOA does all of this differently.

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Direct appointments with your own codes

Most networks will say you get 100%. But ask, 100% of what? Do I really own the business and what can I qualify for after doing all that work?

Producer Code

You can start writing business right away when you are set up as a producer under a network’s master code. However, your name is not on the declaration (DEC) page, you have zero access to profit sharing, and you are not the owner of the business from your customers' or carrier's perspective.

Direct Access

You have the authority to bind and issue policies on the carrier portal, your name is on the DEC page, you have access to profit sharing, contingencies, and growth bonuses, and you have underwriter access. Additionally, you have ownership of your policies from the carrier’s AND customers' perspectives.

A chart showing enhanced earnings using the law of averages.

Better Commissions for Independent Insurance Agents


  • Higher average new and renewal business commission percentages with personal, commercial and life
  • Hold more appointments with less premium (Typical requirements are ¼ of those required as an independent agent. Lower carrier minimum requirements mean more options to place business.)
  • Higher close ratio (Average ASNOA agent close rate is 80+%)
  • Higher retention ratio (Average ASNOA agent renewal rate is 95%)

More Profit Sharing, Growth Bonuses, Spiffs & Contests for Independent Insurance Agents


  • Bigger profit-sharing matrix through pooled premiums
  • Qualify for higher bonus amounts with ASNOA’s shared premium volume
  • Bonuses are siloed and earned by each carrier - so one major loss only hits that carrier's specific bonus
  • Access larger co-op and cost sharing programs with ASNOA's network volume
  • Enjoy these added revenue perks more often because of ASNOA’s long standing high performance with carriers

Profit Sharing Example

Carrier ASNOA Min Met Loss Ratio Met Growth Ratio Met Bonus Amount
ASNOA Family Tree

The Best Technology & Full-Service Support in the Industry


  • Enjoy operational (backroom) support from a full team of insurance experts with no additional fee. Instead, only the hard costs of software used is passed to you.
  • Utilize a fully hosted and supported Agency Management System for accurately and efficiently handling your client's data.
  • Expand offerings with a full curriculum of ASNOA University courses, all included with your membership.
  • Input a quote once and receive instant rates back from all your carriers in one spot. ASNOA offers multiple rater options including EZLynx, Applied Rater, and more.

Put All This Together & Your Business Will Be Worth More


  • Utilizing a fully supported Agency Management System keeps your data accurate and digital (paperless), creating a highly desirable book for purchase
  • ASNOA does not have a non-compete - you own your book - creating again a highly desirable book for purchase.
  • When it comes time to sell, ASNOA books typically command a 2.5 - 3x revenue return (thanks to our carrier and management system alignment and competitive network marketplace)
  • On average your return on a $1 million book with a captive carrier is approximately $100,000, whereas a $1 million book with ASNOA averages $350-$450k
  • And last, but not least, we assist with your succession planning or sale (and the transition of ownership if done in-network)

And, as with all things ASNOA, you are not captive. You can sell your business outside of the network at any time.

It's your book, why should you have to let anyone tell you what to do with it?


The Agent Support Network of America (ASNOA) is a fully integrated service provider for independent insurance agents. We offer more than just carrier and market access, we support your entire business with our list of services that include accountinglicensing, training, and ongoing education.

Watch our quick intro video that goes over how you benefit as an independent insurance agency owner. Contact us today to see how we can help you grow your agency.