Are you leaving money on the table?
Are you leaving money on the table?
Learn how you can easily offer additional financial planning to round out your offerings - without adding staff or stress.
Learn how you can easily offer additional financial planning to round out your offerings - without adding staff or stress.
Full-Service Financial Planning
Wealth Management in a Box is a turn-key, actionable and time-tested platform that focuses on integrating comprehensive risk management with financial advice. This ASNOA program is designed to help you identify new opportunities and develop an overall marketing strategy to enhance your brand.
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Retirement Income Planning
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Life Insurance Planning
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Medicare Planning
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401(k) Business Planning
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Social Security Planning
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Asset Preservation
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And Much More
Offer More with Less
Grow your practice, increase your wallet share, and enhance your revenue.
According to a new research paper by Chubb and Oliver Wyman titled “The Overlooked Gap in Financial Advice", more than three-quarters of successful individuals want their P&C needs addressed by their financial advisors – but only 28% of advisors currently provide P&C support. Integrating wealth planning into your offerings allows you to become a true client advocate. You would be able to consider the impact of all financial decisions for your client's overall situation, helping to truly move your clients closer to their goals.
Working Together to Provide Solutions for You
By implementing a client-first approach to risk management fueled by exceptional service, Wealth Management in a Box refines a process for affiliates to build long-term client relationships based on trust and an unwavering commitment to understanding each unique client journey.
The platform is powered by Creative One, one of the largest independent marketing organizations in the U.S. and an industry-leading diversified financial services organization focused on annuities, life insurance, and investment services. Founded in 1984, Creative One services thousands of insurance and financial professionals nationwide by providing exclusive products, trendsetting lead-generation tactics, and innovative marketing. Learn more at creativeone.com.
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See Carrier Offerings
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Gain Marketing Credits
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Learn Why We Chose Creative One
More Money for Your Client
Life Settlements
Life settlements are an alternative to the surrender or cancellation of a life insurance policy. Your clients can receive a lump sum cash settlement exceeding the surrender value for unwanted life insurance policies. This has created new financial planning opportunities for many individuals, businesses, and estates.
What are the Advantages?
- 100% of insureds who qualified/chose life settlement received amounts greater than the surrender value.
- Individuals were able to discard or donate an unwanted asset while retaining all future premium payments.
- Participants received a cash settlement well in excess of policy lapse or policy surrender proceeds (with an average of four to seven times more).
When Is This Needed?
- The policy hasn't performed as anticipated
- The beneficiary is deceased
- A divorce changes planning needs
- Other financial need changes
- Buy or sell funding is no longer required
- A key-person has left the company
- The business is sold
- Change in estate size
- Changes in tax law
- Beneficiary changes
- Altered estate plan or desires
- A change in circumstances creates new gifting opportunities
- A new desire develops to endow favorite non-profit(s)
- The client learns he/she can retain a portion of the earnings and gift the balance
Clients Benefit & So Do You
| Age | Sex | Face Amount | Type | CSV Value | Settlement Amt. | Multiple of CSV | Advisor LS Comp. |
|---|---|---|---|---|---|---|---|
| 64 | M | $1,000,000 | Tm | $0 | $635,000 | ****% | $25,000 |
| 90 | M | $2,500,000 | UL | $105,000 | $985,000 | 9x + | $62,500 |
| 84 | M | $10,000,000 | UL | $60,000 | $1,800,000 | 30x | $180,000 |
| 82 | F | $2,000,000 | Surv | $30,050 | $314,000 | 10.5x | $50,000 |
| 73 | M | $10,000,000 | UL | $307,000 | $2,385,000 | 8x | $238,500 |
Requirements to Qualify:
Types of Policies that Qualify:
Contact Marc Ruskin, ChFC, CLU, REBC, RHU for more information on ASNOA's Life Settlement program.
Call 866.484.9849 or email mruskin@asnoa.com.
Ready to start making more?
Contact us today and speak with a representative who can explain how you could make more with ASNOA.