Your Profitability IS What Matters to Us

ASNOA is committed to maximizing Affiliate compensation through various annual Profit and Growth Agreements, as well as several New Business “Additional Compensation” offerings; putting more commission dollars in all Affiliates’ pockets. To make it simple, we've created a Bonus Program Cheat Sheet below!

Agent profitability is linked to compensation

Bonus Payouts & Enhanced Compensation

$
Total Bonus Payouts Made to ASNOA Affiliates in 2021 (and Counting!)

 We want to help you do business smarter. Our goal is to help streamline information so you can see what bonus programs and additional comp opportunities are available. Please see the Bonus Cheat Sheet and additional comp counters below to navigate our many programs in place as part of your ASNOA Advantage. 

Participation in any profit or volume bonus is always subject to the provisions and minimum requirements outlined in your Agency Alliance Agreement.

Bonus Cheat Sheet

Bonus Program OpportunitiesASNOA Min PremiumPIF GrowthWritten Premium GrowthLoss RatioLoss Ratio ThresholdQualified for & Paid to Affiliates
AAA Dearborn - Profit Sharing & Growth AgreementYesNoYesYes55%
Allstate Profit & GrowthYesNoYesYes58%Yes
American Modern Profit and Gowth AgreementYesYesYesYes56%
Berkshire Hathaway Guard - Agency Incentive ProgramYesYesYesYes50%
CSE - Elite Agent BonusYesNoNoNoN/AYes
CSE - Profit SharingYesNoNoYes55%
First American - Profit and Growth AgreementYesNoYesYes50%
Foremost Auto - Profit and Growth AgreementYesNoYesYes63%
Foremost Specialty Profit Sharing BonusYesNoYesYes58%
Germania Insurance 2020 Incentive ProgramYesNoYesYes63.3%Yes
Grange - Profit Sharing & Growth - Commercial LinesYesNoYesYes50%
Grange - Profit Sharing & Growth - Specialty LinesYesNoNoYes52%
Grange - Profit Sharing & Growth - Personal LinesYesNoYesYes55%Yes
Indiana Farmers Better Business BonusYesNoYesYes65%Yes
Integrity - 1% OverrideYesNoNoNoN/A
Integrity - Profit Sharing & Growth - Preferred LinesYesNoYesYes55%
Liberty Mutual 5% Additional Commission on New BusinessNoNoNoNoN/A
Markel Profit SharingYesNoYesYes50%
Mercury Profit Sharing ProgramYesYesNoYes55%
MetLife H&A - 3% Bonus Commission on GP/PackagesNoNoNoNoN/A
MetLife H&A - Profit Sharing & Growth - Personal LinesYesNoYesYes55%
National General Premier Profit & Growth AgreementYesNoYesYes55%
Nationwide Insurance Commercial Lines Profit Share ProgramYesNoYesYes51%
Nationwide Insurance Personal Lines Variable CompensationYesNoYesYes55%Yes
Pekin - Profit Sharing Agreement P&CYesNoNoYes55%Yes
Pekin - Underwriter of Merit Growth BonusYesNoYesN/AN/A
Progressive Platinum Bundled GrowthYesYesYesNoN/A
Progressive Platinum Personal Lines Profit and Growth ProgramYesYesNoYes65%
Rockford Mutual - Profit Sharing - CLYesNoNoYes50%
Rockford Mutual - Profit Sharing - PLYesNoNoYes50%
Safeco - APS - Profit Sharing & Growth - Personal LinesYesNoYesYes56%Yes
Safeco - NB Bonus Commission - 2% GuaranteeNoNoNoNoN/A
Safeco - NB Bonus Commission - 3% if Safeco MPR metYesNoNoNoN/AYes
State Auto - Profit and Growth Plan - Commercial LinesYesNoYesYes50%
State Auto - Profit and Growth Plan - FarmYesNoYesYes46%
State Auto - Profit and Growth Plan - Personal LinesYesYesYesYes56%
Stillwater Insurance - Profit SharingYesNoYesYes54%Yes
The Hartford - Small CL Partner Rewards ProgramYesYesNoYes50%
The Hartford - STAG ONE New Business Additional CompensationNoNoNoNoN/A
Travelers - Business Insurance Fixed Based Value BonusYesNoNoNoN/AYes
Travelers NB Auto *AZ & NV Affiliates OnlyYesYesYesNoN/AYes
Travelers PL Performance ContingencyYesNoYesYes55%Yes

2020 Enhanced Compensation Payout Totals

$
Total Additional Comp Paid!

Safeco

2% additional NB Commission at policy level monthly, with opportunity for another 3% back to dollar one for all affiliates who attain the 24 app MPR.

2020 Enhanced Compensation YTD

$

Nationwide

5% additional NB Commission at the policy level for all lines

2020 Enhanced Compensation YTD

$

Liberty Mutual Commercial

5% additional NB Commission at the policy level

2020 Enhanced Compensation YTD

$

Metlife Home & Auto

3% additional NB commission on Combo and Grand Protect and Package Business

2020 Enhanced Compensation YTD

$

The Hartford

Additional 2% on Spectrum BOP and 9% additional NB commission on WC policies. (That’s 20% New Business on both lines!). Paid at policy level monthly.

2020 Enhanced Compensation YTD

$

Foremost

5% additional commission on all Specialty Products (excludes auto).

2020 Enhanced Compensation YTD

$

If you have any questions as relates to your agency qualifying, please request a copy of your year-ending 2020 Profit and Loss statement (P&L) from your carrier representative and use the qualification matrix as a key.

This is not an all-inclusive representation of extra compensation opportunities with ASNOA. Please reach out to your local rep for further opportunities specific to your territory.

Again, participation in any profit or volume bonus is always subject to the provisions and minimum requirements outlined in your Agency Alliance Agreement.

Be on the lookout for additional training, which you can find on our Event Calendar!